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See benefits and pricing
for your state...
click here
Family Protection
Covers you at work
Covers you for sports
Even accident prone activities!
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What is a 24
hour personal accident plan? A 24 Hour
Accident Benefit plan protects you against costly medical expenses
resulting from a personal accident (injuries such as cuts, sprains,
concussions, broken bones, etc.) It protects you at work, home and
play, which is why it is called a "24 hour" accident plan.
Payment of medical expenses are either reimbursed directly
to you, or you can assign those benefit payments to your medical provider,
urgent care center, surgical center, lab and x-ray facility, etc.
Who is this plan for? Anyone
under the age of 65 may enroll in this plan. It may be purchased by those
with health insurance and by those who can't afford health insurance or
don't qualify medically for a regular health plan.
Those with health insurance
Many individuals and families have been forced to go with high deductible
health plans in order to control their health insurance premiums.
Today the typical health plan deductible/out of pocket exposure is in
the range of $5,000 to $10,000. This accident plan is designed to
reimburse you for those excessive out of pocket costs when an accident
occurs. The plan pays whatever portion not paid by your health
insurance or workers comp insurance, up to the accident plan's
maximum benefit.
Those without health insurance
Are you self employed or does your company not offer health insurance
benefits? You shouldn't be surprised that many individuals and
families in today's economy have been priced out of a major medical
insurance plan. Others have been declined for major medical plans and have
few options. In either case this 24 hour accident benefit plan will cover
you for expensive accident related medical expenses and even offers you
phone consultations with a doctor by phone (for any reason) for no
additional cost. It also includes Rx discounts and other discounts as well. So if you don't have
health insurance, this plan may be a good alternative until you are able
to secure a major medical plan.
See the complete list of benefits.
What is
included in the program?
- Pays 100% of covered medical expenses
after the satisfaction of the deductible up to the plan maximum.
deductibles range from $100 to $250 per accident, depending on the plan and the
state you live in.
Click to determine the deductible for the plan in your state.
- Use any doctor or hospital
- Accidental death and dismemberment
benefits.
- Emergency helicopter Air Ambulance
benefit of $4,000
- Automatic acceptance up through age 64
- New CallMD, your lifeline for
quick, high quality, non – emergency healthcare, 24 hours a day, 7 days
a week! Up to 12 calls to a medical doctor per year per family! Prescriptions for
non-narcotic medications may be written over the phone for you and your
dependent children of all ages when sufficient medical history is
available.
Click here to see all benefits and pricing for your state
Download brochure
and enrollment form
(when you are ready, we suggest the
online enrollment) |
